At Heritage Bank, we know today’s Ag producers are savvy business people with high expectations from their bank. As your financial partner, we’ll tailor a checking account to fit the needs of your operation.

In a world where time is money, you’ll especially appreciate the convenient technology services that come right along with your checking account. From free Mobile, Internet and Telephone Banking access to account information, to E-mail statements, to a CD-ROM of your entire year’s account activity, we’re here for you. We even offer Farm Accounting services. Tax-time has never been easier!

Opening a checking account for your Ag operation is fast, easy and secure. Simply apply online to tell us about your agribusiness and what you want from your new checking account. Then, a bank employee will find the product that best suits your needs, call you back with our recommendation, and with your permission we’ll have the paperwork ready and waiting for you at the bank.

Thrifty Business Checking

Minimum Balance: None

Monthly Service Charges: $1.00

Transaction Charges: $.25 per check after five per month (electronic transactions such as debit cards, ATM withdrawals, and ACH debits do not count toward this limit)

Interest: No

Debit Card: VISA Debit Card available FREE and no transaction charges1

Image Checking System: Free – Images of checks included with your statement

Internet, Telephone and Mobile Banking with Mobile Deposit: Free – bank anywhere, anytime.

E Statements: E-Statements are a free service and will look identical to the paper statement and images you are accustomed to receiving in the mail

Bill Pay: Free

Eligibility: Designed for a small business that will write very few checks each month

1 With application and approval.

Apply Now

Small Business Checking

Minimum Balance: None

Monthly Service Charges: $10.00

Transaction Charges: $.20 per check after 75 per month (electronic transactions such as debit cards, ATM withdrawals, and ACH debits do not count toward this limit)

Interest: No

Debit Card: VISA Debit Card available FREE and no transaction charges1

Image Checking System: Free – Images of checks included with your statement

Internet, Telephone and Mobile Banking with Mobile Deposit: Free – bank anywhere, anytime.

Bill Pay: Free

E Statements: E-Statements are a free service and will look identical to the paper statement and images you are accustomed to receiving in the mail

Eligibility: Any business

1 With application and approval.

Apply Now

Business Heritage Checking

Minimum Balance: $1,000 daily balance

Monthly Service Charges: None, or $6.00 if balance falls below $1,000 daily minimum

Transaction Charges: $.20 per check after 25 per month (electronic transactions such as debit cards, ATM withdrawals, and ACH debits do not count toward this limit)

Interest: Yes, tiered rates

Debit Card: VISA Debit Card available FREE and no transaction charges1

Bill Pay: Free

Internet, Telephone and Mobile Banking with Mobile Deposit:  Free – bank anywhere, anytime.

E Statements: E-Statements are a free service and will look identical to the paper statement and images you are accustomed to receiving in the mail

Image Checking System: Free – Images returned with monthly statement

Eligibility: Any business

1 With application and approval.

Apply Now