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Heritage Bank comploies with the federal SAFE Act requirement that all our mortgage loan originators (MLO) be registered with the Nationwide Mortgage Licensing System & Registry (NMLS). As required by law, the following are our MLO’s unique NMLS identifiers:

| Dan Anderson | #403360 | PH: (402) 461-2184 |
| Debra Carden | #403355 | PH: (402) 887-4140 |
| Debora Higgins | #403357 | PH: (308) 745-1500 |
| Karen Joseph | #403354 | PH: (402) 694-3136 |
| Ryan Krantz | #853587 | PH: (308) 698-5000 |
| Rodney Peters | #507727 | PH: (308) 698-5000 |
| Kerin Smydra | #403356 | PH: (308) 754-5400 |
| Nick Rennau | #995799 | PH: (308) 398-4000 |
If you need additional information, please contact Heritage Bank’s Compliance Officer at arnettsa@bankonheritage.com .