Advantage Club Checking

Opening Deposit: $100.00

Minimum Balance: None

Monthly Service Charges: $10.00

Per Item Charges: None

Interest: Yes, tiered rates

ATM Access: Free at all Heritage Bank ATMs; $2.00 at other locations           (Owner of ATM surcharges, if any, still apply.)

Check Card: VISA Check Card available FREE and no transaction charges

Image Checking System: Free – Images returned with monthly statement or check safekeeping

Printed Checks: Free specialty design checks with every order

Internet Banking: Free 24/7 access plus two free months of Internet Bill Payment with enrollment

Telephone/Mobile Banking: Bank anywhere, anytime right from your phone

E Statements: E-Statements are a free service and will look identical to the paper statement and images you are accustomed to receiving in the mail

Special Features: No fees for money orders (up to five per month); free notary service; free small safe deposit box; discounts on consumer loans with automatic payment from checking (subject to credit approval).

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