Basic Checking

Opening Deposit: $100.00

Minimum Balance: $500 daily balance

Monthly Service Charges: None, or $6.00 if balance falls below the $500 minimum

Per Item Charges: $.20 per paper item after 50 per month (electronic transactions such as debit cards, ATM withdrawals, and ACH debits do not count toward this limit).

Interest: No

ATM Access: Free at all Heritage Bank ATMs; $2.00 at other locations

Check Card: VISA Check Card available FREE and no transaction charges

Image Checking System: Free – Images returned with monthly statement or check safekeeping

Printed Checks: First order specialty design checks free

Internet Banking: Free 24/7 access plus two free months of Internet Bill Payment with enrollment

Telephone/Mobile Banking: Bank anywhere, anytime right from your phone

E Statements: E-Statements are a free service and will look identical to the paper statement and images you are accustomed to receiving in the mail

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