Are you struggling with cost-prohibitive health insurance premium hikes? Trying to find a way to maintain a health insurance plan for yourself or your employees? An HSA may be the solution you’re looking for.
Here’s how this relatively new opportunity basically works, step by step:
Looking at the “big picture” an HSA can revolutionize health care in that it puts the consumer (not the insurance company) back in the driver’s seat when it comes to purchasing health care services. The concept, of course, is that if the consumer will be paying for a medical product or service, they’ll only request it if it’s truly necessary, and they’ll first inquire as to the cost and/or less expensive comparable alternatives. Since they’ll be spending their own money, they’ll become wiser shoppers as they strive to use the dollars as efficiently as possible.