The Heritage Story

The Heritage Story began on July 1, 1952 in Wood River, Nebraska. On that date, our founder Charles E. “Chick” Moyer left a career with the State Department of Banking to enter the banking business. Chick & Donna (Bilon) Moyer purchased the Bank of Wood River and put down roots in Hall County. At that time the bank had three employees, loans (assets) of $348,000 and deposits (liabilities) of $811,000.

Over the years our company has grown considerably. Along the way Heritage Bank has developed a team of officers who have earned the opportunity to be shareholders as well through their hard work and dedication. This makes our officers, known as Relationship Managers, uniquely qualified as business partners to your operation – they’re facing the same challenges as you are. These Relationship Managers provide excellent leadership to the communities we serve, and build outstanding relationships with our farm, livestock, business and consumer customers.

Heritage’s strength has been built on aggressive loan growth strategies based on underlying conservative lending philosophies. One of Chick’s premises “A deal has to be fair to all parties, and good for both the customer and for the bank in order to make sense” rings true to this day. We are in this for the long haul and look forward to being your financial partner as well. If you’re looking for bank that will serve as your business partner, adviser, sounding board, and co-visionary then Heritage Bank is for you. Please give us a call or stop into any of our Heritage Bank offices to get acquainted!


The Heritage Story
Then and Now
Chick Moyer: The Early Years
Chick’s War Years
Chick Moyer: College & First Career
Wood River: The Value of Friendship
From Steel Country to Corn Country
Building the Team in Wood River
The Stromsburg Opportunity
Opportunity in Aurora
Heading North to Neligh
Growing into Grand Island
Three Became One
City National Bank in Hastings
Kearney Completes Tri-City Operations
Acquisition of Sherman County and Howard County Bank
Heading northwest into the Sandhills
Peoples-Webster County Bank Acquisition
Leading the Company Forward
$100 Million Reasons to Invest with Heritage Bank
Technology’s Influence on the Industry
More Than Just a Bank
“The Best is Yet to Come”