Business Checking Accounts

Heritage Bank > Business Services > Business Checking Accounts

Checking That's Right For Your Business

At Heritage Bank, we don’t believe “one size fits all”…in fact, just the opposite. We’ve designed four checking account products to fit the diverse needs of businesses. So, you’re sure to find a solution tailored just to suit your needs at Heritage.

One thing all our business checking products have in common is convenience! With the latest in technology services, Heritage can deliver your monthly statement with images however you prefer: secure E-mail, searchable CD-ROM, or standard mail.

As a business owner, your time is money. That’s why at Heritage Bank we make it easy to open a business account. Simply apply online to tell us about your business and what you want from your new checking account. Then, a bank employee will find the product that best suits your needs, call you back with our recommendation, and with your permission, we’ll have the paperwork ready and waiting for you at the bank.

Small Business Checking

Minimum Balance: None

Monthly Service Charges: $10.00

Transaction Charges: $.20 per check after 75 per month (electronic transactions such as debit cards, ATM withdrawals, and ACH debits do not count toward this limit)

Interest: No

Debit Card: VISA Debit Card available FREE and no transaction charges1

Image Checking System: Free – Images of checks included with your statement

Internet, Telephone and Mobile Banking with Mobile Deposit:  Free – bank anywhere, anytime.

Bill Pay: Free

E-Statements: E-Statements are a free service and will look identical to the paper statement and images you are accustomed to receiving in the mail

Eligibility: Any business

1  With application and approval.

Business Heritage Checking

Minimum Balance: $1,000 daily balance

Monthly Service Charges: None, or $6.00 if balance falls below $1,000 daily minimum

Transaction Charges: $.20 per check after 25 per month (electronic transactions such as debit cards, ATM withdrawals, and ACH debits do not count toward this limit)

Interest: Yes, tiered rates

Debit Card: VISA Debit Card available FREE and no transaction charges1

Internet, Telephone and Mobile Banking with Mobile Deposit:  Free – bank anywhere, anytime.

E-Statements: E-Statements are a free service and will look identical to the paper statement and images you are accustomed to receiving in the mail

Image Checking System: Free – Images returned with monthly statement

Eligibility: Any business

1  With application and approval.

Business Analysis Checking

Minimum Balance: None

Monthly Service Charges: Ask for Business Analysis Checking illustration

Transaction Charges: Ask for Analysis Checking fee schedule

Interest: No

Bill Pay: Free

Debit Card: VISA Debit Card available FREE and no transaction charges1

Statements: E-Statements are a free service and will look identical to the paper statement and images you are accustomed to receiving in the mail

Image Checking System: Free – Images returned with monthly statement

Internet, Telephone and Mobile Banking with Mobile Deposit:  Free – bank anywhere, anytime.

Eligibility: Designed for a business with substantial monthly account activity

1  With application and approval.

Community Organization Checking

Minimum Balance: None

Monthly Service Charges: None

Transaction Charges: None

Interest: No

Debit Card: VISA Debit Card available FREE and no transaction charges1

Image Checking System: Free – Images of checks included with your statement

Internet, Telephone and Mobile Banking with Mobile Deposit:  Free – bank anywhere, anytime.

Bill Pay: Free

E-Statements: E-Statements are a free service and will look identical to the paper statement and images you are accustomed to receiving in the mail

Eligibility: Available to qualifying community organizations

1 With application and approval.

Thrifty Business Checking

Minimum Balance: None

Monthly Service Charges: $1.00

Transaction Charges: $.25 per check after five per month (electronic transactions such as debit cards, ATM withdrawals, and ACH debits do not count toward this limit)

Interest: No

Debit Card: VISA Debit Card available FREE and no transaction charges1

Image Checking System: Free – Images of checks included with your statement

Internet, Telephone and Mobile Banking with Mobile Deposit:  Free – bank anywhere, anytime.

E-Statements: E-Statements are a free service and will look identical to the paper statement and images you are accustomed to receiving in the mail

Bill Pay: Free

Eligibility: Designed for a small business that will write very few checks each month

1  With application and approval.

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