Business Savings Accounts

Heritage Bank > Business Services > Business Savings Accounts

You work hard every day and your money should too. With Heritage Bank’s savings, money market accounts, and CDs, we can help you achieve that goal!

Finding the right investment solution is easy when you apply online. A Heritage Bank employee will match your needs with the product that will best fit your needs, call you back to discuss how we can put your money to work most effectively, then have the documents ready and waiting at the bank for your signature.

Business Money Market

Minimum Balance: $1,000 daily balance

Monthly Service Charges: None, or $10.00 if the balance falls below the $1,000 minimum

Transaction Charges: Six free withdrawals per month; $5.00 per withdrawal after six

Interest: Yes, tiered rates

Statements and Images: Free monthly statements with images returned or check safekeeping

Internet Banking: Free 24/7 access

Telephone/Mobile Banking: Bank anywhere, anytime right from your phone

E Statements: E-Statements are a free service and will look identical to the paper statement and images you are accustomed to receiving in the mail

Eligibility: Any business

Business Wall Street Investors Money Market

Minimum Balance: $2,500 daily balance

Monthly Service Charges: None, or $20.00 if the balance falls below the $2,500 minimum

Transaction Charges: Three free withdrawals per month; $5.00 per withdrawal after three (electronic transactions such as debit cards, ATM withdrawals, and ACH debits do not count toward this limit)

Interest: Yes, tiered rates

Statements and Images: Free monthly statements with images returned or check safekeeping

Internet Banking: Free 24/7 access

Telephone/Mobile Banking: Bank anywhere, anytime right from your phone

E Statements: E-Statements are a free service and will look identical to the paper statement and images you are accustomed to receiving in the mail

Eligibility: Any business

Business Savings

Minimum Balance: None

Monthly Service Charges: None

Transaction Charges: Three free withdrawals per month; $1.00 per withdrawal after three (electronic transactions such as debit cards, ATM withdrawals, and ACH debits do not count toward this limit)

Interest: Yes, as long as a $50.00 balance is maintained

Statements and Images: Annual statements, and monthly if combined with checking statement or electronic banking activity has occurred

Internet Banking: Free 24/7 access

Telephone/Mobile Banking: Bank anywhere, anytime right from your phone

E Statements: E-Statements are a free service and will look identical to the paper statement and images you are accustomed to receiving in the mail

Eligibility: Any business

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  • *Must be at least 18 years of age to apply for a loan or deposit account alone

    BUSINESS INFORMATION
  • Authorized Signers:
  • Disclosures & Acknowledgements

    USA Patriot Act Disclosure

    On September 11, 2001 our lives changed forever. In an effort to protect you and our country, the USA Patriot Act was signed into law. To help the government fight the funding or terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

    You are applying for a business account. If your business is not currently a Heritage Bank customer, we must also ask you to provide documentary verification of your business when you come into the bank to sign your new account paperwork. Specifically, we are required to obtain a copy of your current business papers (i.e. articles of incorporation, corporate resolution, partnership agreement, government issued business license, or trust agreement) so we may us to identify your business when opening. In addition, we may ask for identification information on the authorized account signers.


  • Certification & Authorization

    I/we understand that a Personal Banker will contact me to discuss product options and set up a time when I/we can come to the bank to finish opening the account (sign the account agreement and receive all of the necessary disclosures related to the product we choose). I/we understand that I/we will be the only individual(s) authorized to use this account. I/we authorize the bank to make inquiries to the credit bureau, and verify all information on this application. I/we acknowledge that all Heritage Bank locations are in fact part of one bank and that the deposits held at each office are not separately insured.

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