Individual Retirement Accounts

Heritage Bank > Personal Services > Individual Retirement Accounts

While retirement may seem to be a long time away, planning now for your financial security during your retirement years is essential.  Heritage Bank can help you design a retirement saving strategy that fits with your current financial situation and achieves your long-term goals.  If you’re nearing retirement or changing jobs, we invite you to call one of our IRA Specialists to visit about rolling your 401(k) account over to a Heritage Bank IRA.  We’ll gladly assist you in completing the paperwork and ensuring the transaction is handled so no tax consequences result from the rollover.

There are several different types of IRAs you can choose from to save for retirement.  Each has their own unique benefits, IRS rules, and tax implications.  We would encourage you to explore these digital IRA brochures to learn more about Traditional IRAs, Roth IRAs, SEP IRAs, and Coverdell Education Savings Accounts. Heritage Bank can assist you with any of these types of IRAs invested in an IRA Savings or IRA Certificate of Deposit.  If you’re looking for alternative investments (non-FDIC insured), please ask to speak with one of our investment representatives instead.  We look forward to helping you ensure the “golden years” truly are golden!

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